Personal liability insurance to cover visitors buying home?

I see in the selling contract, my realtor added 500 for homeowners insurance, not sure what this is but I suspect it's some insurance post sale for the new buyer. Do I need personal liability insurance to cover visitors as they walk around the house for viewing? It's a new home, single story so accidents are minimal but in a sue everyone everywhere world, just trying to cover myself before viewing starts

More real estate tips at Program Realty Wix site

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