10 year mess of drama. How to fix?

Alright I guess I'll start off my story by saying that this all happened in the state of California.

So a few weeks before I turned 18, my biological "mother" put a $5,000 down payment on a house I had decided to purchase. When I turned 18 a few weeks later, I received some settlement money and paid the remaining $85,000 on the house. I handed my "mother" her $5,000 back.

Well, it turns out that since she started the initial process… She was deeded 50/50 joint tenancy.

So a few weeks later she called me and told me to pay her $30,000 and she would sign off on her half of the house.

Well, it's been over 10 years. I have been unable to make any contact with her for 6 years. I am the sole person to pay the taxes and any maintenance / upkeep on this property.

What the Heck am I supposed to do? Last time we spoke, she got married and called me telling me she was going to leave her half of my house to her new husband when she died.

Ideas? Suggestions?

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Are we really getting an accurate view of the market by including “Active” & “Pending” listings into a CMA?

At least in my MLS, "Active" & "Pending" listings don't update to the final selling price until it is marked as "SOLD". I've seen instances where an agent will price a home very low to build interest and eventually sell at a much higher price. So if on Monday I include the "Pending" listing at 123 Main St priced at $800K in my CMA to get my averages, but the home is changed to "Sold" the next day with an updated final selling price of $850K, wouldn't this make my CMA redundant? Do these instances matter or am I just over thinking it?

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Can I fire my realtor?

Building a new home in TX. My wifes old co-worker is a realtor, so we decided to write his name on the contract. (They told us we had to write a name the day we signed or no realtor.) We met with him one time at the very beginning.

Our home is being built, and we havent heard from the guy in well over 8 months. At this point he's going to collect like $6000 for nothing and that makes me feel uneasy.

Can you fire a realtor? Is that a dumb question?

The builder is going to send us an amended contract soon with a new closing date, can i tell them to take his name off of it? Is it that simple?

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Got a pretty urgent question i made a mistake and dont want to get sued.

So my dad is putting his property up for rent with an mls agency. I didn't know he had signed the contract to use them yet, and I had put up an ad the day before and I told him about it and he said they can sue him for this. It's only been a day since he signed and I already deleted the ad. And removed the post completely from the internet.

I feel super bad now because I was only trying to help and I don't want to end up costing my dad thousands of dollars. The post was only up for a few hours but im now scared this could cause a headache. Any advice please? We both have zero experience in this

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Mortgage Loan Estimate – Good Deal?

My wife and I are in the process of purchasing our first home. We've locked in a rate with a local bank but I decided to do some shopping around just to make sure we got the best deal. Now I'm struggling to determine whether one is better than the other.

Home Details:

  • Home Price – $525,000
  • Down Payment – $52,500 (10%)

Local Bank Loan Estimate:

  • Interest Rate – 4.375% fixed (locked a week ago)
  • PMI – $122/month
  • Cash at Close – $57,598
  • Estimated Closing Costs – $10,100
    • Origination Charges – $2,132
    • Services Can't be Shopped For – $713
    • Services Can be Shopped For – $1,785
    • Taxes & Gov't Fees – $1,179
    • Prepaids – $3,975
    • Owner's Title Insurance – $316

Larger Mortgage Company Loan Estimate:

  • Interest Rate – 4.125% fixed (not locked yet)
  • PMI – $70/month
  • Cash at Close – $58,746
  • Estimated Closing Costs – $11,195
    • Origination Charges – $945
    • Services Can't be Shopped For – $485
    • Services Can be Shopped For – $2,276
    • Taxes & Gov't Fees – $1,084
    • Prepaids – $4,106
    • Escrow – $1,958
    • Owner's Title Insurance – $291

Can someone tell me which of the loan estimates are a better deal? Should I be negotiating anything more in particular with my local bank?

EDIT: clarified the interest rates as both being fixed rates. One is locked as of right now, the other I'm trying to decide whether to move forward with or not.

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Orlando/Palm Beach County

Been searching for sing family homes and even though I rather stay in the Palm Beach area it seems the Orlando area is a better value. I keep hoping for a slowdown but it doesn’t appear to be happening. Anyone seeing anything different? I guess I’m baffled where everyone is getting the money to buy 500k single family homes (besides northerners coming down).

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